Step 1: Download the PDF from Banco Sabadell
Log in to Banco Sabadell online banking via BS Online at sabadell.es or open the Sabadell app (available on iOS and Android). Navigate to Cuentas (Accounts), select the account, go to Movimientos (Transactions), and tap Descargar extracto (Download statement) in PDF format. Alternatively, in BS Online go to Cuentas → Extractos e informes → Descargar. The file is typically named like Extracto_Sabadell_2026-03.pdf.
For Sabadell Empresa (business) accounts, log in at empresas.sabadell.es, navigate to Cuentas, then Extractos, select the period, and download the PDF. Business statements may include multiple accounts if you manage several CIFs under one login.
Make sure to download the official statement PDF — not a transaction list screenshot. The full statement (with header, saldo anterior, and saldo final) produces the best conversion results. Banco Sabadell offers the following account types: Cuenta Online Sabadell (free, the flagship digital account), Cuenta Expansión (the traditional everyday account), Cuenta Relación (premium relationship banking), Cuenta Empresa (business), Cuenta Autónomo (freelancer), and tarjetas de crédito/débito.
The IBAN format for Banco Sabadell accounts is ES + 22 digits, with bank code 0081 (e.g., ES66 0081 1234 56 1234567890). All amounts are in EUR. Dates in Sabadell statements follow the DD/MM/YYYY format.
Step 2: Upload the PDF to pdftoxlsx
Go to pdftoxlsx.com and drag the PDF into the upload area. No account is required for a first conversion. For password-protected PDFs (some Sabadell Empresa statements are password-protected), enter the password when prompted.
pdftoxlsx processes the file in 15–20 seconds. Your data is encrypted in transit and deleted within 24 hours.
Step 3: Review the auto-detected layout
pdftoxlsx auto-detects the Banco Sabadell statement template — Cuenta Online Sabadell, Cuenta Expansión, Cuenta Relación, Cuenta Empresa, Cuenta Autónomo, or tarjeta de crédito/débito. A preview shows the extracted columns: Fecha operación (Transaction date, DD/MM/YYYY), Fecha valor (Value date), Concepto (Description), Importe (Amount), and Saldo (Balance). All amounts are in EUR.
Verify that the preview matches the Saldo Final on the last page of the PDF. If it does, extraction is clean. For Sabadell Empresa multi-account statements, each account appears on its own sheet.
Step 4: Download the Excel file
Click Download .xlsx (or .csv for import tools that don't read Excel natively). The output is ready for Excel, Google Sheets, Contasol, Sage Despachos, A3, or any accounting software that accepts .xlsx or .csv.
For year-long conversions, drag up to 12 Banco Sabadell PDFs at once — pdftoxlsx consolidates them into one .xlsx with a Month column.
What the output looks like
Your Excel file includes standardized columns that work with any accounting software:
- Fecha operación — transaction date formatted as DD/MM/YYYY (sortable, filterable)
- Fecha valor — value date (when the transaction is effective for interest calculation)
- Concepto — full transaction description (domiciliaciones, transferencias, Bizum, recibos)
- Importe — negative for debits, positive for credits, in EUR
- Saldo — running balance after each transaction
Example rows: 02/03/2026 RECIBO ENDESA -78.45 | 03/03/2026 TRANSFERENCIA DE MARTÍNEZ RUIZ +1,200.00 | 05/03/2026 PAGO TARJETA VISA -632.17 | 08/03/2026 NÓMINA EMPRESA SL +2,850.00 | 10/03/2026 BIZUM DE 654321987 +15.00 | 12/03/2026 ALQUILER LOCAL -1,100.00
Common edge cases for Banco Sabadell statements
Cuenta Online vs Cuenta Expansión layout differences: Cuenta Online Sabadell and Cuenta Expansión use different statement layouts and header designs. Cuenta Online statements have a more modern, digital-first layout, while Cuenta Expansión uses a traditional format with additional product cross-sell information. pdftoxlsx detects both templates automatically and extracts transactions identically — the layout differences do not affect data extraction.
Fecha valor vs Fecha operación (two date columns): Banco Sabadell statements include both Fecha operación (the date the transaction was initiated) and Fecha valor (the date it becomes effective for interest calculations). These can differ by several days, especially for card transactions and SEPA transfers. pdftoxlsx preserves both columns separately so your accounting software can use either date for reconciliation or interest calculations.
Bizum transactions: Bizum payments and receipts appear in Banco Sabadell statements with a distinct "BIZUM" prefix followed by the recipient's or sender's phone number or name. pdftoxlsx preserves the full Bizum identifier in the Concepto column so you can reconcile peer-to-peer payments easily. Sabadell was one of the early adopters of Bizum in Spain.
Domiciliaciones SEPA with mandate references: SEPA direct debits (domiciliaciones) in Banco Sabadell statements include long mandate references, creditor IDs, and IBAN details that may wrap across multiple lines. pdftoxlsx merges these wrapped lines into a single Concepto cell without losing any reference data — essential for matching against your SEPA mandates.
Tarjeta de crédito statements (separate PDFs): Banco Sabadell credit card statements are issued as separate PDFs from current account statements. They include Compras (purchases), Pagos (payments), pago mínimo, and TAE information. pdftoxlsx consolidates these into a single Importe column so the ledger matches the card balance exactly.
Cuenta Empresa/Autónomo with multiple accounts: Sabadell business and freelancer accounts accessed through empresas.sabadell.es may combine several accounts (each with its own CIF or NIF) into one PDF. pdftoxlsx splits these into separate sheets (one per account/CIF) so you can import each to the correct ledger in your accounting software.
Recibos domiciliados (utilities, insurance): Domiciled receipts for utilities (Endesa, Iberdrola, Naturgy), insurance, and subscriptions appear with specific formatting in Sabadell statements, often including the biller reference number and mandate ID. pdftoxlsx preserves these references intact in the Concepto column for easy matching against your bills.
Transferencias SEPA with long beneficiary names: SEPA transfers in Sabadell PDFs sometimes truncate long beneficiary names to fit the page width. pdftoxlsx extracts exactly what appears in the PDF — if the name is truncated in the source, it will be truncated in the output. Check the original Sabadell app for full names if needed.
Comisiones y liquidaciones (quarterly fees): Sabadell quarterly fee and interest settlement entries (liquidación de intereses, comisión de mantenimiento, comisión de administración) appear in a separate section at the end of quarterly statements. pdftoxlsx extracts these as regular transaction rows with their correct dates and amounts, so they integrate seamlessly into your ledger.
Legacy formats from CAM/Banco Guipuzcoano: Banco Sabadell absorbed Caja de Ahorros del Mediterráneo (CAM) in 2012 and Banco Guipuzcoano in 2010. Older PDF statements from migrated accounts may still carry legacy formatting, different headers, or the former entity code. pdftoxlsx recognizes these legacy Sabadell/CAM/Guipuzcoano templates and extracts them correctly — no manual adjustments needed for historical statements.
Frequently asked questions
Where do I download my Banco Sabadell bank statements?
You can download Banco Sabadell statements from two places: the Sabadell mobile app (Cuentas → select account → Movimientos → Descargar extracto) or BS Online at sabadell.es (Cuentas → Extractos e informes → Descargar). Both provide the same official PDF format that pdftoxlsx supports. For business accounts, use empresas.sabadell.es.
Does pdftoxlsx handle Fecha valor vs Fecha operación in Sabadell statements?
Yes. Banco Sabadell statements include both Fecha operación (transaction date) and Fecha valor (value date). pdftoxlsx preserves both columns separately in the output Excel file, so your accounting software can use either date for reconciliation or interest calculations. The dates are formatted as DD/MM/YYYY and are sortable in Excel.
Can I convert Sabadell credit card statements to Excel?
Yes. Banco Sabadell credit card PDFs — which are issued separately from current account statements — are fully supported. pdftoxlsx detects the credit card template and extracts all transactions (Compras, Pagos, disposiciones) into a clean ledger with Fecha, Concepto, Importe, and Saldo columns.
What about Sabadell Empresa and Cuenta Autónomo accounts?
Yes. Sabadell Empresa and Cuenta Autónomo statements — including multi-account PDFs with several CIFs from empresas.sabadell.es — are fully supported. pdftoxlsx splits each account/CIF into its own sheet in the output .xlsx. This works for both standard Cuenta Empresa and Cuenta Autónomo formats.
Are Bizum transactions included in Sabadell statement conversions?
Yes. Bizum payments and receipts appear as regular line items in Banco Sabadell statements with a BIZUM prefix and phone number or name. pdftoxlsx preserves the full Bizum identifier in the Concepto column, making it easy to reconcile peer-to-peer payments in your accounting software.
I have old statements from CAM or Banco Guipuzcoano — will they convert?
Yes. Banco Sabadell absorbed CAM (Caja de Ahorros del Mediterráneo) and Banco Guipuzcoano years ago, but older PDF statements from those entities may still use legacy formatting. pdftoxlsx recognizes these legacy templates and extracts transactions correctly, so you can digitize your full banking history without issues.
Convert your Banco Sabadell statement now — free
No signup. Files deleted in 24 hours. SOC 2-aligned.
Convert your Banco Sabadell statement now — free →